Auto repair financing in Manteno, IL
Pay in 4 with Sunbit: a portion today, the rest over time. 0% interest plans available for qualifying customers.
Pay for your repair over time
An accident is never in the budget. Repair financing lets you get your car fixed now and pay for it in monthly payments, instead of all at once.
We offer financing through Sunbit. It works a lot like Klarna, PayPal Pay Later or Affirm: you apply in seconds, see your plan options right away, and pick the one that fits. 0% interest plans are available for qualifying customers.
How it works
Get your free estimate
Walk in or book online. Once you know the repair cost, ask us about financing.
Apply in seconds
We’ll text you a link, or you can apply at the front desk on your phone. Checking your options doesn’t affect your credit score.
Pick your plan
Most customers get a decision in under a minute. Choose Pay in 4 (a portion today, the rest in 3 monthly payments) or a longer 6 or 12-month plan, and see your payments before you accept.
Drive away
Your down payment is due at checkout and the rest is paid to Sunbit over your plan.
What you can finance
Customer-pay repairs, your insurance deductible, or the part of a claim your insurer won’t cover. If you’re paying for any part of the repair yourself, financing can cover it.
0% interest plans available
For qualifying customers. Your exact terms are shown before you accept.
No credit score impact to check
See your options without a hard credit inquiry.
Pay in 4, or longer plans
A portion today and the rest over 3 months, or spread it over 6 or 12 months.
No application fees
And no penalty for paying it off early.
Financing is subject to credit approval. Sunbit is not the lender; loans are made by TAB Bank, which determines qualifications and terms. APRs range from 0% to 35.99% based on credit, plan and state; 0% plans are available to qualifying customers. A down payment is required. Plans available for purchases of $60 to $10,000. Terms vary.
Ask about financing at your free estimate
Free estimates, Monday–Friday 8–5. Book a time online in under a minute.
Repair financing questions
Does applying affect my credit score?
Checking your options with Sunbit does not affect your credit score.
Is it really 0% interest?
0% interest plans are available for qualifying customers. Your rate depends on your credit and the plan you choose, and you’ll see the exact terms before you accept.
What do I need to apply?
A state-issued ID, a bank-issued debit card and an email address. You must be at least 18.
Can I use financing for my insurance deductible?
Yes. Financing can cover your deductible or any part of the repair you’re paying for yourself.
Is there a down payment?
A down payment is required. The amount depends on your plan and is shown before you accept.
Are there application fees or prepayment penalties?
No. There are no application fees and no penalty for paying off early.
Have another question? Check out our FAQ page for quick answers.